The 4% Rule: A Guide to Retirement Withdrawals, Not a Golden Ticket
mazdak.com
For many approaching retirement, the question of "how much can I safely withdraw?" looms large. Enter the 4% rule, a popular guideline that suggests retirees can withdraw 4% of their retirement savings in the first year and adjust for inflation thereafter. But is it a guaranteed path to a worry-free retirement, or simply a starting point? Let's delve deeper into the history, mechanics, and limitations of this rule.
The 4% Rule: A Guide to Retirement Withdrawals, Not a Golden Ticket
The 4% Rule: A Guide to Retirement…
The 4% Rule: A Guide to Retirement Withdrawals, Not a Golden Ticket
For many approaching retirement, the question of "how much can I safely withdraw?" looms large. Enter the 4% rule, a popular guideline that suggests retirees can withdraw 4% of their retirement savings in the first year and adjust for inflation thereafter. But is it a guaranteed path to a worry-free retirement, or simply a starting point? Let's delve deeper into the history, mechanics, and limitations of this rule.